Capital Call: Also known as a draw down. LPs who commit capital to a fund do not wire cash on day 1. Instead, they wait until the GP calls money for a new investment or management fees. LPs never miss a capital call. If they did, GPs would sue them to high heaven and prevent them from investing in any future funds. The Alternative Oxford Private Equity Dictionary.

A chief investment officer is an executive responsible for managing an organization's investment portfolios. The CIO usually oversees a team of professionals who have responsibilities such as managing and monitoring investment activity, managing pension funds, working with external analysts, and maintaining good investor relations. They also develop short-term and long-term investment policies.

Simply defined, wealth preservation is the maintenance of your income and assets. This can be challenging as most people tend to get passive about wealth preservation.

When you set up a trust, you need to name a trustee to manage and administer the assets your
trust controls. Generally, a professional trustee is a bank trust department or trust company. Professional trustees may act in a number of capacities, and assist you in several ways.

Mean-variance analysis is the process of weighing risk, expressed as variance, against expected return. Investors use mean-variance analysis to make investment decisions. Investors weigh how much risk they are willing to take on in exchange for different levels of reward. Mean-variance analysis allows investors to find the biggest reward at a given level of risk or the least risk at a given level of return.

Asset allocation is an investment strategy that aims to balance risk and reward by apportioning a portfolio's assets according to an individual's goals, risk tolerance, and investment horizon. The three main asset classes - equities, fixed-income, and cash and equivalents - have different levels of risk and return, so each will behave differently over time.

Also known as a draw down. LPs who commit capital to a fund do not wire cash on day 1. Instead, they wait until the GP calls money for a new investment or management fees. LPs never miss a capital call. If they did, GPs would sue them to high heaven and prevent them from investing in any future funds. The Alternative Oxford Private Equity Dictionary.

Debt financing occurs when a firm raises money for working capital or capital expenditures by selling debt instruments to individuals and/or institutional investors. In return for lending the money, the individuals or institutions become creditors and receive a promise that the principal and interest on the debt will be repaid. The other way to raise capital in the debt markets is to issue shares of stock in a public offering; this is called equity financing.

Family Office Mittelstand is a multi-family office located in Kröppelshagen, Germany. Founded in 1993 by Helmut Martin Grosskopf, the firm provides family office services including personal strategy, investment strategy, private office service, wealth management, and asset planning services. Their main focus is on investments in private equity financing. The assets of the firm are managed by its executive management team.

The strategy and governance discipline aims to optimise the ways of working for the business technology function by defining the guidelines, rules and framework. The strategy and governance discipline’s remit covers these three main topics: Set the strategic intention, guidelines and motivation for the organisation. Implement an operating model and organisation that create value for the business and ensure proper management of risks compliance and security.

Financial technology (Fintech) is used to describe new tech that seeks to improve and automate the delivery and use of financial services. ​​​At its core, fintech is utilized to help companies, business owners and consumers better manage their financial operations, processes, and lives by utilizing specialized software and algorithms that are used on computers and, increasingly, smartphones. Fintech, the word, is a combination of "financial technology".

Our purpose is to help provide a foundation upon which 20 million Canadians build their financial security in retirement.

Professional investors who manage OPM. Includes insurance companies, depository institutions, pension funds, investment management companies, mutual funds, endowment funds, foundations and sovereign wealth funds. The Alternative Oxford Private Equity Dictionary.

Companies that want to expand their interests internationally generally make physical investments and purchases in another country. This is known as foreign direct investment (FDI). They purchase, lease, or otherwise acquire assets in their host country including facilities such as plants, office space, or other types of buildings. These acquisitions may come in the form of new or existing facilities. In the business world, these investments are called greenfield and brownfield investments. But what exactly are they and how do they differ?

Liquidity management takes one of two forms based on the definition of liquidity. One type of liquidity refers to the ability to trade an asset, such as a stock or bond, at its current price. The other definition of liquidity applies to large organizations, such as financial institutions. Banks are often evaluated on their liquidity, or their ability to meet cash and collateral obligations without incurring substantial losses. In either case, liquidity management describes the effort of investors or managers to reduce liquidity risk exposure.

A capitalization table, also known as a cap table, is a spreadsheet or table that shows the equity capitalization for a company. A capitalization table is most commonly utilized for startups and early-stage businesses but all types of companies may use it as well. In general, the capitalization table is an intricate breakdown of a company’s shareholders’ equity.

A kind person. Provides capital to emerging businesses. Often an afterlife for Entrepreneurs who have become wealthy. Question: How do you become a millionaire angel investor? Answer: Become a billionaire, then give your cash to startups.

An asset class is a grouping of investments that exhibit similar characteristics and are subject to the same laws and regulations. Asset classes are made up of instruments which often behave similarly to one another in the marketplace. Historically, the three main asset classes have been equities (stocks), fixed income (bonds), and cash equivalent or money market instruments.

An investment in an operating company in exchange for a direct equity ownership stake in that company. The Alternative Oxford Private Equity Dictionary.

Equity securities of companies that have not gone public (i.e., are not listed on a public exchange). Private equities are generally illiquid and thought of as a long-term investment. As they are not listed on an exchange, any investor wishing to sell securities in private companies must find a buyer without the help of the stock market. In addition, there are many transfer restrictions on private securities. The Alternative Oxford Private Equity Dictionary.

Family offices are private wealth management advisory firms that serve ultra-high-net-worth (UHNW) investors. They are different from traditional wealth management shops in that they offer a total outsourced solution to managing the financial and investment side of an affluent individual or family. For example, many family offices offer budgeting, insurance, charitable giving, family-owned business, wealth transfer, and tax services.

Federal and state governments have a myriad of agencies in place that regulate and oversee financial markets and companies. These agencies each have a specific range of duties and responsibilities that enable them to act independently of each other while they work to accomplish similar objectives.

This article is intended to provide readers with a deeper understanding of how the capital raising process works and happens in the industry today.

Rosalyn is a Corporate, Funds and Financial Services lawyer with over 25 years’ experience working in private practice, investment banking and at a multi-family office. Her core clients are family businesses, family offices, trustees, private capital investors, private wealth managers and entrepreneurs (particularly private equity, hedge fund principals, fintech businesses) and other city professionals. In addition to providing strategic advice Rosalyn establishes private funds, advises family offices and fund management businesses and acts on a range of private equity and joint venture deals. Rosalyn is recommended as a Top Five Corporate Lawyer in Spear’s 500 from inception in 2015, 2016, 2017, 2018, 2019 and 2020.

Over the last twenty years, Ludo has been actively researching the private equity industry.